Chances are you know that many bank branches are open on Saturday. However, you may be surprised to know that there are a number of bank branches that are open on Sunday.
Is a bank near you on the list. Let’s take a look.
Which Banks are Open on Sunday?
Which Credit Unions are Open on Sunday
Why visit a Bank on Sunday?
You may be wondering why you should visit a bank on a Sunday. Here are some situations where visiting a bank on a Sunday may be a good idea.
1). The online banking system or bank app is down
Let’s say you need to get some banking done during the weekend and the bank’s online system or app is down. You try to call the bank’s customer service. However, they are closed on Sunday. Therefore your best course of action would be to visit the bank and speak with a teller.
2). You need to get a cashier’s check
There are some services that you will not be able to handle online, over the phone or through an ATM. For instance, you may need to get a cashier’s check to pay rent or to purchase a used vehicle.
3). You have to stop a payment
You may have a situation where you need to immediately stop a payment. If this service is not available online, then you may need to visit the bank to get this done.
4). You have to deposit something into or get something out of your safe deposit box
Perhaps you have something in your safety deposit box that you need to get. Well, if you need to get that item on a Sunday, it will be good to know that your bank’s branch is open. If the lobby is open, then you should be able to access your safe deposit box.
5). You have a question that can’t be answered online or over the phone
There may be a situation where you have to speak with your bank manager about a certain subject that can not be addressed online or by customer service on a Sunday. For instance, you may have important questions about your mortgage or business loan.
7). You need to submit or obtain certain paperwork
If three is some important paperwork that your bank needs by Sunday, it’s a good idea to check to see if your bank’s branch is open seven days.
8). You need paper checks
There may be a situation where you need to get paper checks. In this case, you should be able to get the paper checks that you need from either the lobby or the drive thru.
9). You need to make a big cash withdrawal
Let’s say that you want to make a major cash purchase over the weekend (like buying a used car). You may have trouble withdrawing several thousand dollars from an ATM. However, you should be able to withdraw the cash you need at your bank on a Sunday.
10). You are busy every other day of the week
If you are busy Monday thru Saturday, then visiting a bank on a Sunday may be the best option for you. Be sure to check if the lobby is open if you need to speak with someone inside the bank.
What to Know Before Going to the Bank on Sunday?
Banking on Sunday may be somewhat different than banking during other days of the week. Here are some things that you should know before visit a bank branch on a Sunday.
1). It may be busy
Because most bank branches will have limited hours on a Sunday, you may see lots of people in line. After all, it is the weekend and many people may be off from work. Be prepared to spend some extra time in line.
2). Only the drive thru or non-bank branches may be available
While a bank may be open on Sunday, the actual lobby itself may be closed to customers. Therefore, you should check to see if only the drive-thru is open. Also, some banks may only have branches open inside Supermarkets or large stores like Wal-Mart. Check with your bank before you visit.
3). Deposits and payments may not be reflect, on your account, the same day
There is the possibility that any payment or deposit that you make on a Sunday will not be reflected on your account or your bill that same day. However, there is a good chance that the transaction will go through on Monday. Be sure to check with your bank to know exactly when the funds will clear.
Enjoying Banking Seven Days a Week
There may be situations when you will need to visit a bank on a Sunday. Be sure to check out this list to see which banks near you are open seven days a week.